Vehicle Insurance

Ride safe and get the coverage you need. Serving Snohomish County and all of Washington State.

Street cycles, Harley Davidsons, cruisers, touring bikes, dirt bikes and more — if you live in Washington, chances are we cover what you ride.

As a local, independent insurance agency, Brian Rewis Insurance can help you find the right policy for your motorcycle by comparing quotes and coverage options from several top providers.

Request a free online quote or call us at (425) 658-9070 to get started.

Common Coverage Options

Your motorcycle insurance can include any or all of the options below

Custom Parts and Equipment

If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.

Roadside Assistance

Your policy can provide you with a roadside assistance benefit of up to $300 per breakdown.

Liability Coverage

You can pick the motorcycle insurance coverage that fits your needs. Most carriers offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection.

Medical Coverage

This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.

Uninsured/Underinsured Motorist Coverage

This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.

Let us help make sure you’re covered before you hit the streets of Washington — talk to us today to find out how to get the best value on the motorcycle insurance. (425) 658-9070

It’s no ordinary car. Get the right kind of coverage. Serving Snohomish County and all of Washington state.

It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years.

Not all classic or antique cars are used the same, so we will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.

Here are some features you should look for when shopping for classic car insurance:

• Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
• Low Rates: Why pay full-time insurance when you drive your collector car only part-time?
• Coverage Options: Not all collector cars are the same, so we can work with you to determine the right amount of coverage to meet your specific needs.
• Generous Mileage: You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
• Roadside Assistance: Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.

Do you need the insurance for your prize Mustang, Camaro, Charger, Corvette, Thunderbird, or other collector car?

Talk with Brian Rewis today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs. (425) 658-9070

Make your time on the water relaxed and worry-free with the right coverage. Serving Snohomish County and all of Washington State.

We will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment.

The average boat costs less than a dollar a day to insure.

Request a free online quote or call us at (425) 658-9070 to get started.

Common Types of Coverage

Here are some items you’ll need to consider when shopping for boat insurance in Washington:

• Navigational Area: Know where you are covered in the water. Some companies offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In California, Florida and Oregon, additional coverage area can be purchased.
• Agreed Value Coverage: Boats depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. Agreed value means that if your boat is a total loss you will get the value you insured it for, minus any deductible.
• Liability: Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault.
• Medical Payments: Medical payments coverage will pay for the cost of needed care that is the result of a boating accident. This coverage is available from $500 to $10,000 and covers you, your passengers, and even your water skiers/tubers, regardless of who is at-fault.
• Physical Damage Coverage: Physical damage coverage pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer, if it is stolen or damaged.
• Uninsured/Underinsured Watercraft Bodily Injury: Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.
• Fuel Spill Liability and Wreckage Removal: Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive.
• Personal Effects: Your policy can provide coverage for many personal effects, including clothing, jewelry, cell phones, scuba/snorkeling and other sporting equipment, and fishing equipment.
• Unattached Equipment Coverage: This pays to repair or replace equipment that isn’t permanently attached to your boat or personal watercraft, but is designed for use primarily on a boat. This includes items like lifesaving equipment, water skis, anchors, oars, fire extinguishers, tarps etc.
• Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.

Every need is unique — contact Brian Rewis today to find out how to get the best boat and watercraft insurance coverage for you. (425) 658-9070

Coverage for your ATV, dirt bike, golf cart, snowmobile, and more. Serving Snohomish County and all of Washington State.

There’s no shortage of ways to get outside in Washington. Whether you’re hitting the trail, playing the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

We can help you get the specialized coverage you need for your outdoor activities, so you can focus on having fun.

Request a free online quote or call us at (425) 658-9070 to get started.

Do You Need Motorsport Insurance?

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property.

What’s more, many national, state, or other public parks in Washington require specialty vehicle riders to be properly insured.

How Much Does Motorsport Coverage Cost?

Several factors can affect the cost of insuring a specialty vehicle. So what can you do to keep your rates low?

Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.

Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.

Own more than one. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.

Common Types of Coverage

Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:

• Collision coverage: pays for covered damage to your vehicle when in a collision with another vehicle or other object.
• Property damage liability coverage: insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.
• Bodily injury liability coverage: insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.
• Comprehensive physical damage coverage: pays for covered losses resulting from incidents other than collision — like fire, theft, or vandalism.

Let us help make sure you’re covered when you hit the trail — talk to us today to find out how to get the best price and value on the motorsports insurance. (425) 658-9070

Protect your motorhome, travel trailer, camper, or even your horse trailer. Serving Snohomish County and all of Washington.

Let us help you select the right coverage for your RV needs at a price you can afford. Call us today at (425) 658-9070 or request a free online quote.

Here are some things to consider when shopping for recreational vehicle insurance:

• RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.

• Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.

You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:

• Stated Value – market value/actual cash value of the RV
• Agreed Value – the insured amount, regardless of the current market value
• Replacement Cost – we will replace your insured RV with a new RV that is most like it

• Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

• Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

• Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.

• Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.

• Other additional coverage can include: Accident forgiveness, pet coverage, diminishing deductible, and more.

• Discounts can lower your premium. Ask us at R. B. Insurance Agency whether you qualify for safe driver discounts, original owner discounts, package discounts and more.

• You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats. It will also simplify your life.

We are independently owned and locally operated to handle your insurance needs. Call for a quote today at (425) 658-9070.